Fee Schedule

The price for the course is $17.50 for individual debtors and $35.00 for Joint debtors. Telephone counseling is also available for $50 (single or joint). Payments made by debit card or credit card are assessed an alternative payment method convenience fee of $3.95. There is no separate fee to generate your certificate. Certificates will be sent via e-mail without any additional charges. You can also choose to have your certificate sent to you via regular mail for a fee of $9.95, via expedited email for a fee of $6.95 or sent to your attorney via facsimile for a fee of $9.95. Additional optional services include multiple certificate corrections and copies for a fee of $25, certificate email delivery proof for a fee of $7.95, certificate filing proof for a fee of $9.95, extended access to course account for a fee of $9.95, extended access to customer support for a fee of $8.95, verification of court records for a fee of $14.95, Form B 423 preparation for a fee of $14.95, expedited certificate filing with the court for a fee of $16.95, phone registration services for a fee of $6.50, and audio-on course feature for the online courses for a fee of $10.95.

Ability to Pay

The course is being offered to you regardless of your ability to pay for the course. If you are requesting a waiver, please read below.

Qualifications for Instructors

All instructors must meet certain educational guidelines established by the US Trustee's and US Bankruptcy Administrator's Program office. At a minimum, all instructors must hold one of the following current certifications:

1. A state teacher's certification in any subject;
2. Certified Financial Planner (CFP);
3. Certification or accreditation as a credit counselor or a financial counselor from a recognized independent organization;
4. Certification by the American Association of Family and Consumer Sciences;
5. Registered Financial Consultant (RFC); or
6. Certified Public Accountant (CPA).

Qualifications of the Course

Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider's services.

Limited English Proficiency Policy

247 Bankruptcy Class, Inc. (247) will take reasonable steps to ensure that persons with Limited English Proficiency (LEP) have meaningful access and an equal opportunity to successfully complete our course. The policy of 247 is to ensure meaningful communication with LEP students involving the completion of their Personal Financial Management Instructional Course.

Language assistance will be provided through use of competent bilingual staff and by providing our course in the Spanish language.

247 will conduct a regular review of the language access needs of our students, as well as update and monitor the implementation of this policy and these procedures, as necessary.

Referral Fees

Referral fees have not or will not be paid to any person (individual or company) for referring students to this course. In addition, the Course Provider does not receive any fees for referring students to this course.

Course Certificate

Upon successful completion of this course, 247 Bankruptcy Class is obligated to provide you with a Certificate of Course Completion promptly. Only after successful completion of the instruction will a student receive their certificate.

Disclosure of Student/Debtor Information to Executive Office for U.S. Trustees (EOUST) & US Bankruptcy Administrator's Program (USBAP)

The provider may disclose debtor information to the United States Trustee in connection with the United States Trustee's oversight of the provider, or during the investigation of complaints, during on-site visits, or during quality of service review.

Review of Other Services Provided by Provider

The EOUST or USBAP has not reviewed any other instructional or other services provided by the Provider. The EOUST and USBAP review is limited to the Personal Financial Management Instructional Courses provided pursuant to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.